Wise Wealth; Today. Tomorrow. Together

Intuitive Money offers bespoke financial planning advice and pathway design for aligning your dreams of tomorrow with today’s comfortable living.

Services that fit like a glove

You need different advice at different times. We take time to understand your current reality, your dreams, and desires. Listening is the foundation of what we do.

Expert advice

Well structured financial planning advice and strategy design gives you a bespoke plan specifically for you to achieve what’s important to you.

Simplified, engaging & meaningful

Our philosophy is simple. We adopt a jargon-free zone so you can understand your options and wisely make decisions which intuitively make sense and feel right.

Together in partnership

Creating wealth and financial security is more than a once-off experience. A life-long partnership as your trusted adviser means as life changes we’ve got you covered.

Are you wondering how to afford a larger home or fund your children’s schooling?

Has your life been interrupted by the breakdown of a relationship?

Are you wanting to financially plan ahead but don’t know how to start or find the process overwhelming?

You are looking for a sense of security and guidance on retirement planning

You’re in safe hands

The relationship between a client and adviser is unique, invaluable and it is a place of trust we never take for granted. And for this reason, we work to ensure your financial future is well taken care of. Every step of the way, and as life changes, we support and guide you through your financial decisions with simple, easy to understand language. To create security and financial certainty today, tomorrow and together.

Services that aim to generate wealth, security and freedom

Discovery Call

A lot of ground can be covered in 20 minutes

Are we the right fit for you? Allow us to discover a little bit about you, the synergies and possibilities for a unique enduring partnership.

  • Over a Zoom online face-to-face chat, or over a coffee
  • We can understand your goals, needs, and values
  • Understand your current situation
  • Opportunity to find out how we work together

Personal Introductory Meeting

Getting to know you

We take time to get to know you. What your dreams, desires and, values are. And, what your struggles, fears, and concerns may be. We like to think of this as a patient process.  It’s important you feel able to make wise decisions about your finances and this meeting sets the foundation for us together.

Your Strategy Proposal

An hour of power!

Invest an hour of our time together to explore your financial aspirations. We share the exciting pathways we’ve discovered for you to achieve your dreams and aspirations. Let’s explore it together in this meeting!

Whatever your financial goals, a trip, preparing for retirement, building a portfolio, investing in property we can help you get there.

Your Freedom Plan

The fun begins

Now we’ve discovered what is important to you and the endless possibilities for securing your financial future, now is the time to implement your Freedom Plan. Let us guide you on your pathway, step by step.

Your Annual Check

All good plans need a reality check and review

We understand life gets busy. As a trusted partner, your financial well-being is our highest priority so it’s important to us that we check-in with you every year. We want to ensure your plan remains relevant to your situation and you are on track to achieving your freedom plan.

I have known Fran for over a decade and trust her to provide financial advice that considers not only my financial position but my personal/family circumstances. Whilst serving in the Military and now in the commercial sector, Fran continues to demonstrate to me that she is a highly knowledgeable and competent adviser. In particular, I appreciate Fran’s frank advise on all financial matters. I would recommend Fran to any Executive or Business Owner, as a leading financial planner in her field.

-David McCamley, OAM

Our work with Fran has been very enlightening. We knew we needed a bit of structure on our ‘road to retirement’ and she has helped immensely in giving us this guidance. Her presentation style and down to earth approach makes it easy to understand. She is genuine and trustworthy. Her manner and analogies to life helped us to see our future more clearly. We look forward to progressing down this road with Fran. It is always such an enjoyable meeting where we discuss all areas of life.

-Beth Paterson

Meet Your Intuitive Money Adviser



CERTIFIED FINANCIAL PLANNER, CFP®, WA Chapter Chair of the Financial Planning Association

Hi, I’m Fran Hughes, Founder and Trusted Adviser of Intuitive Money, International Speaker, award winning CERTIFIED FINANCIAL PLANNER, CFP®, with over 25 years of experience to guide you on your journey to financial freedom and retirement. I am an active member of the community as the Financial Planning Association (FPA) Chapter Chair and future2 Foundation Grants committee member. You will see me pop up from time to time in the media and radio, but mostly I love working with clients like you. My clients have told me that I take the complexity out of financial management by speaking in the language they understand. Together with you, I help you build a solid financial foundation, aligning your life goals with your purpose and creating a healthy relationship with money. When I’m not advising clients on money matters, I’m a mum to two daughters, wife, businesswoman, humanitarian, urban athlete and loving life!

Associations we belong to